Retail Credit Underwriter at Atlas Mara Zambia

To undertake with high integrity credit risk review and joint approval of retail loans and Mortgage applications in line with delegated authority. This includes post approval Retail Loans Credit Portfolio data Analysis and giving of input to the Retail and SME Manager on any opportunities, credit process risks or market delinquency trends observed.

Key Outputs & Responsibilities:

• Undertake credit analysis for retail

loan applications.

• This will include independent

checking of completeness and

assessing of Retail Personal Loan

and applications for any notable

credit risks as per process flow.

• Independent generation and review

of Credit Reference Bureau Reports

• Support or undertake initial joint

credit approvals for Retail Personal

Loan and Mortgage applications in

line with delegated authority

• Give appropriate feedback to stake

holders about credit decisions taken

• Assist to generate Retail Credit

Portfolio Analysis data and give

input to the Retail and SME Manager

on any suspicious or delinquency

trends observed

• Sound knowledge of Retail credit

fundamentals and lending

• Experience in holding a personal

credit mandate would be an added

advantage

• Understanding of the regulatory

and legal framework that guides the

lending of money

• Stakeholder Engagement

• Effective teamwork, selfmanagement

and alignment with

group values

Qualifications & Experience

• Grade 12 School Certificate with

5 credits including English and

Mathematics

• Business Degree in a relevant field

• 5+ years’ experience in a similar role

Only shortlisted candidates will be contacted. Be sure to

include the job applied for in the subject field. Closing date: Friday, 23rd August, 2019

.