Credit Officer at Care Cooperative Savings and Credit Society Ltd (CareCoop)

Care Cooperative Savings and Credit Society Ltd is a member driven Savings and Credit Society Organisation (SACCO) registered under the Ministry of Commerce and Industry. The company has seen phenomenal grow in the last few years and now seeks to fill the following vacancy:

CREDIT OFFICER

Responsibilities

The Position of the Credit Officer reports directs to Business Development Manager. The Officer shall be responsible all credit functions as listed below:

Job Description for Credit Officer

• Ensuring that all monthly input schedules are invoiced to member organizations adhering to strict timelines follow up action is made on defaulters.
• Ensuring all DDACC forms are verified, captured and submitted to the bank by within stipulated time lines.
• Making follow ups on all dishonoured payments, ensuring that deposits are made, and appropriate action taken
• Carry out regular visits to member organizations for meetings with Focal Point Persons.
• Conduct physical visitations to delinquent individual members and member organizations.
• Proper record keeping of all member payroll adjustments in compliance to the organization loan policy
• Maintaining of the savings adjustment and offset register
• Preparing monthly debtors report for relevant committees on a timely basis
• Evaluation of general member’s credit applications
• Capturing of all approved loan applications into the system
• Any other duties that may be assigned by Management.

Essential qualifications and experience

• Degree in IT/Accountancy or equivalent
• Credit and data processing experience will be an added advantage
• Ability to work in a team and strong customer focus skills

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